* {
     margin: 0;
     padding: 0;
     box-sizing: border-box;
 }

 body {
     font-family: 'Inter', 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
     overflow-x: hidden;
     background: #f8f9fa;
     min-height: 100vh;
 }

 /* Navbar Styles */
 .navbar {
     background: rgba(255, 255, 255, 0.98);
     backdrop-filter: blur(10px);
     box-shadow: 0 2px 20px rgba(0, 0, 0, 0.1);
     transition: all 0.3s ease;
     padding: 15px 0;
     height: 80px;
 }

 .navbar-brand img {
     height: 96px;
     transition: transform 0.3s ease;
     width: 100px;
     margin-top: -16px;
     margin-left: -20px;
 }

 .nav-link {
     color: #333 !important;
     font-weight: 500;
     margin: 0 15px;
     position: relative;
     transition: color 0.3s ease;
 }

 .nav-link::after {
     content: '';
     position: absolute;
     width: 0;
     height: 2px;
     bottom: -5px;
     left: 50%;
     background: linear-gradient(90deg, #667eea 0%, #764ba2 100%);
     transition: all 0.3s ease;
     transform: translateX(-50%);
 }

 .nav-link:hover::after {
     width: 80%;
 }

 .btn-primary {
     background: linear-gradient(90deg, #667eea 0%, #764ba2 100%);
     border: none;
     padding: 10px 30px;
     border-radius: 50px;
     font-weight: 600;
     transition: all 0.3s ease;
 }

 .btn-primary:hover {
     transform: translateY(-2px);
     box-shadow: 0 10px 30px rgba(102, 126, 234, 0.4);
 }

 .dropdown:hover .dropdown-menu {
     display: block;
 }

 /* Hero Section */
 .loans-hero {
     background: linear-gradient(135deg, #1000ff, #1b00ff 50%, #00ffa1 100%);
     background-size: 200% 200%;
     animation: gradient 15s ease infinite;
     padding: 180px 0 100px;
     color: white;
     position: relative;
     overflow: hidden;
 }

 @keyframes gradient {
     0% {
         background-position: 0% 50%;
     }

     50% {
         background-position: 100% 50%;
     }

     100% {
         background-position: 0% 50%;
     }
 }

 .loans-hero h1 {
     font-size: 3.5rem;
     font-weight: 800;
     margin-bottom: 20px;
 }

 .loans-hero p {
     font-size: 1.2rem;
     opacity: 0.95;
 }

 /* Loan Categories Section */
 .loan-categories {
     padding: 80px 0;
     background: white;
 }

 .section-title {
     font-size: 2.8rem;
     font-weight: 800;
     margin-bottom: 15px;
     text-align: center;
     background: linear-gradient(90deg, #667eea 0%, #764ba2 100%);
     -webkit-background-clip: text;
     -webkit-text-fill-color: transparent;
 }

 .section-subtitle {
     text-align: center;
     color: #666;
     margin-bottom: 60px;
     font-size: 1.1rem;
 }

 .loan-card {
     background: white;
     border-radius: 20px;
     padding: 40px;
     box-shadow: 0 10px 40px rgba(0, 0, 0, 0.08);
     transition: all 0.4s ease;
     height: 100%;
     border: 2px solid transparent;
     position: relative;
     overflow: hidden;
 }

 .loan-card::before {
     content: '';
     position: absolute;
     top: 0;
     left: -100%;
     width: 100%;
     height: 100%;
     background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.4), transparent);
     transition: left 0.6s ease;
 }

 .loan-card:hover::before {
     left: 100%;
 }

 .loan-card:hover {
     transform: translateY(-10px);
     box-shadow: 0 20px 60px rgba(102, 126, 234, 0.2);
     border-color: #667eea;
 }

 .loan-icon {
     width: 80px;
     height: 80px;
     background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
     border-radius: 20px;
     display: flex;
     align-items: center;
     justify-content: center;
     margin-bottom: 25px;
     transition: all 0.3s ease;
 }

 .loan-card:hover .loan-icon {
     transform: rotate(5deg) scale(1.1);
 }

 .loan-icon i {
     font-size: 2.5rem;
     color: white;
 }

 .loan-title {
     font-size: 1.5rem;
     font-weight: 700;
     color: #2c3e50;
     margin-bottom: 15px;
 }

 .loan-description {
     color: #666;
     margin-bottom: 20px;
     line-height: 1.7;
 }

 .loan-features {
     list-style: none;
     padding: 0;
     margin-bottom: 25px;
 }

 .loan-features li {
     padding: 8px 0;
     color: #555;
     display: flex;
     align-items: center;
 }

 .loan-features li i {
     color: #667eea;
     margin-right: 10px;
     font-size: 1rem;
 }

 .apply-btn {
     background: linear-gradient(90deg, #667eea 0%, #764ba2 100%);
     color: white;
     border: none;
     padding: 12px 30px;
     border-radius: 50px;
     font-weight: 600;
     transition: all 0.3s ease;
     width: 100%;
 }

 .apply-btn:hover {
     transform: translateY(-2px);
     box-shadow: 0 10px 30px rgba(102, 126, 234, 0.4);
 }

 /* Benefits Section */
 .benefits-section {
     padding: 80px 0;
     background: #f8f9fa;
 }

 .benefit-card {
     text-align: center;
     padding: 30px;
     background: white;
     border-radius: 15px;
     transition: all 0.3s ease;
     height: 100%;
 }

 .benefit-card:hover {
     transform: translateY(-10px);
     box-shadow: 0 15px 40px rgba(0, 0, 0, 0.1);
 }

 .benefit-icon {
     width: 70px;
     height: 70px;
     background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
     border-radius: 50%;
     display: flex;
     align-items: center;
     justify-content: center;
     margin: 0 auto 20px;
 }

 .benefit-icon i {
     font-size: 2rem;
     color: white;
 }

 /* Stats Section */
 .stats-section {
     padding: 80px 0;
     background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
     color: white;
 }

 .stat-box {
     text-align: center;
     padding: 30px;
 }

 .stat-number {
     font-size: 3rem;
     font-weight: 800;
     display: block;
     margin-bottom: 10px;
 }

 .stat-label {
     font-size: 1.1rem;
     opacity: 0.95;
 }

 /* Footer */
 .footer {
     background: #1a1a2e;
     color: white;
     padding: 60px 0 30px;
 }

 .footer h5 {
     font-size: 1.3rem;
     font-weight: 700;
     margin-bottom: 20px;
 }

 .footer ul {
     list-style: none;
     padding: 0;
 }

 .footer ul li {
     margin-bottom: 12px;
 }

 .footer ul li a {
     color: rgba(255, 255, 255, 0.8);
     text-decoration: none;
     transition: all 0.3s ease;
 }

 .footer ul li a:hover {
     color: white;
     transform: translateX(5px);
     display: inline-block;
 }

 .social-links {
     display: flex;
     gap: 15px;
     margin-top: 20px;
 }

 .social-links a {
     width: 40px;
     height: 40px;
     background: rgba(255, 255, 255, 0.1);
     border-radius: 50%;
     display: flex;
     align-items: center;
     justify-content: center;
     color: white;
     transition: all 0.3s ease;
 }

 .social-links a:hover {
     background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
     transform: translateY(-3px);
 }

 /* Process Section */
 .process-section {
     padding: 80px 0;
     background: white;
 }

 .process-step {
     text-align: center;
     padding: 30px;
 }

 .process-number {
     width: 60px;
     height: 60px;
     background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
     color: white;
     border-radius: 50%;
     display: flex;
     align-items: center;
     justify-content: center;
     font-size: 1.5rem;
     font-weight: 700;
     margin: 0 auto 20px;
 }

 /* Responsive */
 @media (max-width: 768px) {
     .loans-hero h1 {
         font-size: 2.2rem;
     }

     #oop {
         padding: 51px 0 320px;

     }

     .section-title {
         font-size: 2rem !important;
     }

     #navbarNav {
         flex-basis: 100%;
         flex-grow: 1;
         align-items: center;
         background: #ffffff;
     }

     #new {
         margin-top: -22px !important;
     }
 }

 /* Animation */
 .animate-on-scroll {
     opacity: 0;
     transform: translateY(30px);
     transition: all 0.6s ease;
 }

 .animate-on-scroll.animated {
     opacity: 1;
     transform: translateY(0);
 }